Warehouse Car Insurance

We have three different car insurance policies to suit your needs. Third Party Property Damage covers damage the you cause to someone else’s property while you are driving. Third Party, Fire and Theft adds protection against fire, theft and attempted theft of your vehicle. Everyday Plus covers accidental damage caused to your car.

Why Get Warehouse Car Insurance?

Lifetime Guarantee

Lifetime guarantee

We guarantee any repairs to your vehicle that we arrange.

Agreed Value

Know what you'll get

With Agreed Value, if your car's written off you'll get back the value we've agreed on when you bought or renewed your policy.

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No stress claims

In most cases, we can sort claims over the phone with no forms to fill in!

Choose the cover that suits you
 

Everyday Plus Car Insurance

  • Great comprehensive cover plus optional add-ons available to extend your cover
  • Accidental damage to your car is covered up to the amount on your schedule

Why get Everyday Plus Car Insurance?

Great cover that goes even further
Great comprehensive cover plus optional add-ons available to extend your cover
Agreed value for your car
If your car is a total loss, we'll pay the agreed value shown in your policy schedule

You’re covered for your legal liability
Covers your liability for accidental damage or loss you cause to other people’s vehicles or property
Flexible payment options
You can choose to pay your premiums fortnightly, monthly or annually
 
What you're covered for* Amount
Damage or loss through fire, theft or attempted theft Up to the Amount Covered
Car hire after theft Up to 14 days
Locks and keys Up to $1,000
Emergency travel, accommodation and repairs Up to $500
Personal property Up to $500
Towing and storage costs Reasonable costs
Legal liability Up to $20,000,000
Replacement car cover Up to $150,000
New for old replacement up to one year old Yes
Loss or damage to your car Agreed Amount Covered
Trailer cover Up to $1,000
Transport cover Reasonable costs

Optional Add-Ons

For those who want a little extra cover, you can add these extra options to your Everyday Plus Cover.

Roadside Assistance - You get unlimited call outs for help with breakdowns, if you run out of fuel, need tyre changes, have a flat or faulty battery, or you’ve lost or locked in your keys. You’re also covered for afterhours recovery, overnight storage and towing your car to a repairer. The terms and conditions of this optional benefit are in a separate agreement and you may have to pay for some materials or services.
Hire Car after an event - up to 14 days. If we agree to pay your claim and your car can’t be safely driven or is being repaired, we may provide you with a hire car for up to 14 days. If your car’s been stolen, this optional cover adds another 14 days to the 14 days you get with the ‘Hire car after theft’ benefit in your Everyday Plus Car Insurance to extend the car hire period while you find another car.
Excess free windscreen - 1 claim per policy year. If the only damage to your car is the windscreen or window glass (including sun roof), we’ll cover the cost to repair or replace the windscreen or window glass (including sun roof) without you having to pay an excess for 1 claim per policy year.


*This is a summary only. Please refer to the Warehouse Everyday Plus Car Insurance policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

View the current Policy Document (customers who purchased or renewed their insurance on or after 1 June 2018)

View the old Policy Document (customers who purchased or renewed their insurance up to 31 May 2018)

 

Third Party, Fire & Theft Car Insurance

  • You’re covered for loss or damaged caused by drivers who aren’t insured
  • Covers your liability for accidental damage or loss you cause to other people’s vehicles or property

Why get Third Party, Fire & Theft Car Insurance?

Good cover that goes further
Includes cover for loss or damage caused by fire, theft or attempted theft

You’re covered for your legal liability
Covers your liability for accidental damage or loss you cause to other people’s vehicles or property
Protection from damage caused by uninsured drivers
Cover for loss or damage caused by drivers who aren’t insured

Flexible payment options
You can choose to pay your premiums fortnightly, monthly or annually

What you're covered for* Amount
Damage or loss through fire, theft or attempted theft Market value up to the Amount Covered
Car hire after theft Up to 14 days
Locks and keys Up to $1,000
Emergency travel, accommodation and repairs Up to $500
Personal property Up to $500
Towing and storage costs Reasonable costs
Legal liability Up to $20,000,000
Replacement car cover Up to $75,000
Damaged by uninsured drivers Up to $5,000
Transport cover Reasonable costs

*This is a summary only. Please refer to the Warehouse Everyday Plus Car Insurance policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

View the current Policy Document (customers who purchased or renewed their insurance on or after 1 June 2018)

View the old Policy Document (customers who purchased or renewed their insurance up to 31 May 2018)

 

Third Party Property Damage Car Insurance

  • This cover is great for those who want peace of mind and protection on a budget
  • Covers your liability for accidental damage or loss you cause to other people’s vehicles or property

Why get Third Party Property Damage Car Insurance?

Good cover at low cost
This cover is great for those who want peace of mind and protection on a budget

You’re covered for your legal liability
Covers your liability for accidental damage or loss you cause to other people’s vehicles or property

Protection from damage caused by uninsured drivers
Cover for loss or damage caused by drivers who aren’t insured

Flexible payment options
You can choose to pay your premiums fortnightly, monthly or annually

What you're covered for* Amount
Legal liability Up to $20,000,000
Damage by uninsured drivers Up to $5,000
Transport cover Reasonable cost

*This is a summary only. Please refer to the Warehouse Everyday Plus Car Insurance policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

View the current Policy Document (customers who purchased or renewed their insurance on or after 1 June 2018)

View the old Policy Document (customers who purchased or renewed their insurance up to 31 May 2018)

 

 

 

Back to Warehouse Insurance main page

 

Who underwrites Warehouse Car Insurance?
Warehouse Car Insurance is underwritten by Vero Insurance New Zealand Limited (Vero). Find out about their Financial Strength Rating here. The provision of cover is subject to Vero’s underwriting criteria at the time of application. The Warehouse markets Warehouse Car Insurance and receives commission and other payments from Vero in respect of the policies sold.