Warehouse Contents Insurance

You're covered for lock replacement, This covers the necessary costs of replacing or re-coding locks to the external doors or windows. No stress claims. In most cases, we can sort claims over the phone with no forms to fill in! Great benefits, new for old replacement, cover if you cause damage to other people's property, cover for high value items and more. Flexible payment options, you can choose to pay your premiums fortnightly, monthly or annually.

Choose the cover that suits you
 

Why get Warehouse Everyday Contents Insurance

You're covered for lock replacement: This covers the necessary costs of replacing or re-coding locks to the external doors or windows.
 
No stress claims: In most cases, we can sort claims over the phone with no forms to fill in!
 
Great benefits: New for old replacement, cover if you cause damage to other people's property, cover for high value items and more
 
Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually

Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide

What you’re covered for* Maximum benefit per any one event
Storage of undamaged contents while we repair your damaged home, if the home is unlivable 10% of general contents Sum Insured
The cost to replace important documents like passports, wills or marriage certificates $500
Your visitors contents that get damaged by one of the insured events while they’re at your home for up to 30 consecutive days $500 
Food and medication spoilage $500
Lock replacement $500
Legal liability if you cause loss or damage to other people’s property $2,000,000
Home office equipment you use for your business $10,000
Paintings, pictures, art, sculptures, ornaments and art objects $10,000 per item or $50,000 in total



Optional add-ons

To extend your contents cover, you can add optional benefits to your policy*. These benefits include:

  • Replacement or repair of burnt out electric motors which are less than 10 years old
  • Accidental damage at the home extends your cover from the specified insured events to any event not excluded by the policy
  • Cover for portable valuables that you generally leave the house with e.g., watch, phone, jewellery and sports and recreational equipment like bicycles.  You can choose to specify any of these portable valuables if they are over $1,000 in value each.

View the Policy Document (PDF)

*This is a summary only. Please refer to the Warehouse Everyday Home and Contents policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

 

Why get Everyday Plus Contents Insurance

You’re covered for major events: You’re automatically covered for damage or loss by major events and accidental damage anywhere in NZ

New for old replacement: If your belongings are stolen or damaged beyond repair, in most cases, you’ll get a new replacement

Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually

You’re covered for legal liability: This covers accidental damage or loss you cause to other people’s property

Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide

Here’s what you’re covered for* Maximum benefit per any one event
Storage of undamaged contents while we repair your damaged home, if the home is unlivable Up to 10% of general contents Sum Insured
The costs to replace important documents like passports, wills or marriage certificates Up to $1,000
Your visitors contents that get damaged while they’re at your home Up to $1,000
Food and medication spoilage Up to $1,000
Lock replacement Up to $1,000
Legal liability if you cause loss or damage to other people’s property Up to $2,000,000
Home office equipment you use for your business Up to $15,000
Paintings, pictures, art, sculptures, ornaments and art objects Up to $20,000  per item or $80,000 in total
Damage to your belongings as a result of physical assault or death or police investigations into physical assault or death Up to $20,000
Replacement of repair of burnt out electric motors which are less than 10 years old Yes
Cover for jewellery and watches Up to $2,500 per item or $10,000 in total, or you can choose your own limit by specifying items
*This is a summary only. Please refer to the Warehouse Home and Contents policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

View the Policy Document (PDF)

 

 

Back to Warehouse Insurance main page

 

Who underwrites Warehouse Home, Contents & Landlord Insurance?
Warehouse Home, Contents, and Landlord Insurance is underwritten by Vero Insurance New Zealand Limited (Vero). Find out about their Financial Strength Rating here. The provision of cover is subject to Vero’s underwriting criteria at the time of application. The Warehouse markets Warehouse Home, Contents, and Landlord Insurance and receives commission and other payments from Vero in respect of the policies sold.