Warehouse Home Insurance

We have two great products, Everyday Cover and Everyday Plus Cover. Great benefits, cover for major events as well as accidental damage, we guarantee the repairs we make, and more. You can choose to pay your premiums fortnightly, monthly or annually. Your damaged home is rebuilt or repaired to current standards, using current materials and techniques.

Choose the cover that suits you
 

Why choose Warehouse Everyday Home Insurance?

New for old replacement: Your damaged home is rebuilt or repaired to current standards, using current materials and techniques

Great cover that goes even further: Great home cover plus optional add-ons available to extend your cover

Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually

You’re covered for legal liability: This covers accidental damage or loss you cause to other people’s property

Before you get cover, it's important to know how much you may need to insure your home for. There's a calculator to help you with that. Start calculating your home Sum Insured

What you’re covered for*  Maximum benefit per any one event
Costs to demolish damaged parts of your house and removing the debris Yes
Temporary accommodation costs for you and your pets if you can’t live in your house because it’s been damaged 10% of your home insured for 12 months
Retaining walls $50,000, or the amount shown in a pre-loss valuation (other conditions apply)
Legal liability if you cause a loss or damage to other people’s property $2,000,000
Mortgage discharge costs $1,000
Compensation for a fatal injury $5,000
Replacing or re-coding your locks if your keys are stolen $500


Before you get cover, it's important to know how much you may need to insure your home for. There's a calculator to help you with that. Start calculating your home Sum Insured



Optional add-ons

To extend your contents cover, you can add optional benefits to your policy*. These benefits include:

  • Accidental damage at the home caused by events over and above those specified
  • SumExtra home protection – if it costs more than your sum insured to repair or rebuild your home after a natural disaster, we’ll add a further 10% of your sum insured to help with the costs. If the damage is not caused by a natural disaster, we'll simply repair or rebuild your home, not matter what it costs. Specific terms, conditions and exclusions apply to this optional benefit.

View the Policy Document (PDF)

*This is a summary only. Please refer to the Warehouse Everyday Home and Contents policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

 

Why get Everyday Plus Home Insurance

New for old replacement: Your damaged home is rebuilt or repaired to current standards, using current materials and techniques

Guarantee for life: The repairs we authorise are guaranteed for the lifetime of your home, while you own it

Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually

You’re covered for legal liability: This covers accidental damage or loss you cause to other people’s property


Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide

 What you’re covered for* Maximum benefit per any one event 
Costs to demolish damaged parts of your house and removing the debris Yes
Temporary accommodation costs for you and your pets if you can’t live in your house because it’s been damaged 10% of Sum Insured
Supplementary living expenses $1,500
Retaining walls $75,000, or the amount shown in a pre-loss valuation (other conditions apply)
Legal liability if you cause a loss or damage to other people’s property $2,000,000
Mortgage discharge costs $1,500
Compensation for a fatal injury $5,000
Replacing or re-coding your locks if your keys are stolen $1,000
Damage to gardens and plants $1,000
Replacement or repair of burnt out electric motors Yes
SumExtra home protection – if your home is damaged or destroyed by natural disaster and your sum insured isn't enough to pay for the repair or rebuild, with the SumExtra benefit you'll receive up to 10% extra cover. And if the damage is from any cause other than natural disaster, we'll simply replace your home, no matter what it costs. Specific terms, conditions and exclusions apply to this benefit. Up to 10% of the Sum Insured for natural disaster or unlimited for other causes of loss
Damage to your home as a result of physical assault or police investigations into any physical assault or death $20,000
*This is a summary only. Please refer to the Warehouse Everyday Plus Home and Contents Insurance policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.


View the Policy Document (PDF)

Before you get cover, it's important to know how much you may need to insure your home for. There's a calculator to help you with that. Start calculating your home Sum Insured





 

 

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Who underwrites Warehouse Home, Contents & Landlord Insurance?
Warehouse Home, Contents, and Landlord Insurance is underwritten by Vero Insurance New Zealand Limited (Vero). Find out about their Financial Strength Rating here. The provision of cover is subject to Vero’s underwriting criteria at the time of application. The Warehouse markets Warehouse Home, Contents, and Landlord Insurance and receives commission and other payments from Vero in respect of the policies sold.