Choose the Landlord cover that suits you
Why get Warehouse Everyday Home Insurance
Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide
| What you’re covered for* | Maximum benefit per any one event |
| Costs to demolish damaged parts of your house and removing the debris | Yes |
| Temporary accommodation costs for you and your pets if you can’t live in your house because it’s been damaged | 10% of your home insured for 12 months |
| Retaining walls | $50,000, or the amount shown in a pre-loss valuation (other conditions apply) |
| Legal liability if you cause a loss or damage to other people’s property | $2,000,000 |
| Mortgage discharge costs | $1,000 |
| Compensation for a fatal injury | $5,000 |
| Replacing or re-coding your locks if your keys are stolen | $500 |
Optional add-ons
To extend your contents cover, you can add optional benefits to your policy*. These benefits include:
- Replacement or repair of burnt out electric motors which are less than 10 years old
- Accidental damage at the home extends your cover from the specified insured events to any event not excluded by the policy
- Cover for portable valuables that you generally leave the house with e.g., watch, phone, jewellery and sports and recreational equipment like bicycles. You can choose to specify any of these portable valuables if they are over $1,000 in value each.
View the Policy Document (PDF)
*This is a summary only. Please refer to the Warehouse Everyday Home and Contents policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.
Why get Warehouse Everyday Plus Contents Insurance
You’re covered for major events: You’re automatically covered for damage or loss by major events and accidental damage anywhere in NZ
New for old replacement: If your belongings are stolen or damaged beyond repair, in most cases, you’ll get a new replacement
Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually
You’re covered for legal liability: This covers accidental damage or loss you cause to other people’s property
Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide
| What you’re covered for* | Maximum benefit per any one event |
| Costs to demolish damaged parts of your house and removing the debris | Yes |
| Temporary accommodation costs for you and your pets if you can’t live in your house because it’s been damaged | 10% of Sum Insured |
| Supplementary living expenses | $1,500 |
| Retaining walls | $75,000, or the amount shown in a pre-loss valuation (other conditions apply) |
| Legal liability if you cause a loss or damage to other people’s property | $2,000,000 |
| Mortgage discharge costs | $1,500 |
| Compensation for a fatal injury | $5,000 |
| Replacing or re-coding your locks if your keys are stolen | $1,000 |
| Damage to gardens and plants | $1,000 |
| Replacement or repair of burnt out electric motors | Yes |
| SumExtra home protection – if your home is damaged or destroyed by natural disaster and your sum insured isn't enough to pay for the repair or rebuild, with the SumExtra benefit you'll receive up to 10% extra cover. And if the damage is from any cause other than natural disaster, we'll simply replace your home, no matter what it costs. Specific terms, conditions and exclusions apply to this benefit. | Up to 10% of the Sum Insured for natural disaster or unlimited for other causes of loss |
| Damage to your home as a result of physical assault or police investigations into any physical assault or death | $20,000 |
View the Policy Document (PDF)
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Warehouse Home, Contents, and Landlord Insurance is underwritten by Vero Insurance New Zealand Limited (Vero). Find out about their Financial Strength Rating here. The provision of cover is subject to Vero’s underwriting criteria at the time of application. Warehouse markets Warehouse Home, Contents, and Landlord Insurance and receives commission and other payments from Vero in respect of the policies sold.