Warehouse Landlord Insurance

We have two great products, Everyday Cover and Everyday Plus Cover. Great benefits, cover for major events as well as accidental damage, we guarantee the repairs we make, and more.

You can choose to pay your premiums fortnightly, monthly or annually. Your damaged home is rebuilt or repaired to current standards, using current materials and techniques.

Choose the Landlord cover that suits you
 

Why get Warehouse Everyday Home Insurance

You're covered for lock replacement: This covers the necessary costs of replacing or re-coding locks to the external doors or windows.
 
No stress claims: In most cases, we can sort claims over the phone with no forms to fill in!
 
Great benefits: New for old replacement, cover if you cause damage to other people's property, cover for high value items and more
 
Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually

Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide

What you’re covered for*  Maximum benefit per any one event
Costs to demolish damaged parts of your house and removing the debris Yes
Temporary accommodation costs for you and your pets if you can’t live in your house because it’s been damaged 10% of your home insured for 12 months
Retaining walls $50,000, or the amount shown in a pre-loss valuation (other conditions apply)
Legal liability if you cause a loss or damage to other people’s property $2,000,000
Mortgage discharge costs $1,000
Compensation for a fatal injury $5,000
Replacing or re-coding your locks if your keys are stolen $500



Optional add-ons

To extend your contents cover, you can add optional benefits to your policy*. These benefits include:

  • Replacement or repair of burnt out electric motors which are less than 10 years old
  • Accidental damage at the home extends your cover from the specified insured events to any event not excluded by the policy
  • Cover for portable valuables that you generally leave the house with e.g., watch, phone, jewellery and sports and recreational equipment like bicycles.  You can choose to specify any of these portable valuables if they are over $1,000 in value each.

View the Policy Document (PDF)

*This is a summary only. Please refer to the Warehouse Everyday Home and Contents policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

 

Why get Warehouse Everyday Plus Contents Insurance

You’re covered for major events: You’re automatically covered for damage or loss by major events and accidental damage anywhere in NZ

New for old replacement: If your belongings are stolen or damaged beyond repair, in most cases, you’ll get a new replacement

Flexible payment options: You can choose to pay your premiums fortnightly, monthly or annually

You’re covered for legal liability: This covers accidental damage or loss you cause to other people’s property

Before you get cover, it’s important to know how much you’ll need to insure your contents for. There's an evaluation guide to help with that. Contents evaluation guide

 
 What you’re covered for* Maximum benefit per any one event 
Costs to demolish damaged parts of your house and removing the debris Yes
Temporary accommodation costs for you and your pets if you can’t live in your house because it’s been damaged 10% of Sum Insured
Supplementary living expenses $1,500
Retaining walls $75,000, or the amount shown in a pre-loss valuation (other conditions apply)
Legal liability if you cause a loss or damage to other people’s property $2,000,000
Mortgage discharge costs $1,500
Compensation for a fatal injury $5,000
Replacing or re-coding your locks if your keys are stolen $1,000
Damage to gardens and plants $1,000
Replacement or repair of burnt out electric motors Yes
SumExtra home protection – if your home is damaged or destroyed by natural disaster and your sum insured isn't enough to pay for the repair or rebuild, with the SumExtra benefit you'll receive up to 10% extra cover. And if the damage is from any cause other than natural disaster, we'll simply replace your home, no matter what it costs. Specific terms, conditions and exclusions apply to this benefit. Up to 10% of the Sum Insured for natural disaster or unlimited for other causes of loss
Damage to your home as a result of physical assault or police investigations into any physical assault or death $20,000
*This is a summary only. Please refer to the Warehouse Everyday Plus Contents Insurance policy document for the full terms and conditions, exclusions, excesses and limits that apply to each benefit.

View the Policy Document (PDF)

 

 

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Who underwrites Warehouse Home, Contents & Landlord Insurance?
Warehouse Home, Contents, and Landlord Insurance is underwritten by Vero Insurance New Zealand Limited (Vero). Find out about their Financial Strength Rating here. The provision of cover is subject to Vero’s underwriting criteria at the time of application. Warehouse markets Warehouse Home, Contents, and Landlord Insurance and receives commission and other payments from Vero in respect of the policies sold.