Dog & Cat Insurance

We’ve made it easy to find the right dog or cat insurance policy for you.

Choose the right insurance for you and your Dog or Cat. Pet Insurance by The Warehouse has made it easy to find the right Pet Insurance policy for you. We keep our policies as affordable as possible, and offer a great variety of cover options to suit your needs.
12 Months Essential

This Policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that’s right for you. Our Essential plan provides 12 months of basic cover for your pet.

Covered For Life Classic

Our most popular plan providing comprehensive Covered For Life** pet insurance for peace of mind. With this policy you can continue to claim for treatment for ongoing illnesses or injuries – even if it’s for life.

Covered For Life Ultimate

The most comprehensive pet insurance policy available, this Covered For Life** plan offers first-class protection for you and your pet. It’s the ultimate in cover when nothing but the best will do.

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What will my policy cover?

Take a look at our choice of products to suit your pet from our quality 12 Months Essential plan to our signature Covered For Life options.
WE WILL PAY UP TO
Covered For Life No Yes Yes Yes
Veterinary Fees Up to $7,000 for treatment or injury, accident or illness $10,000 for dogs or $9,000 for cats. For treatment of injury, accident or illness $15,000 for dogs or $10,000 for cats. For treatment of injury, accident or illness $20,000 for dogs or $15,000 for cats. For treatment of injury, accident or illness
Complementary Treatment Up to $1,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). Up to $2,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). Up to $2,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). Up to $4,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees).
Third Party Liability (dogs only) $1 Million $3 Million $3 Million $5 Million
Death from illness Up to $1,000. Optional extra benefit Up to $1,500. Optional extra benefit Up to $1,500. Optional extra benefit Up to $2,000
Death from injury Up to $1,000. Optional extra benefit Up to $1,500. Optional extra benefit Up to $1,500. Optional extra benefit Up to $2,000
Boarding Fees Up to $1,000 Dogs $1,000 or Cats $500 Dogs $1,000 or Cats $500 Up to $2,000
Advertising and Reward Up to $1,000 Up to $1,000 Up to $1,000 Up to $2,000
Loss by Theft or Straying Up to $1,000 Up to $1,500. Optional extra benefit Up to $1,500. Optional extra benefit Up to $2,000
Holiday Cancellation Up to $1,000 Dogs $1,000 or Cats $500 Dogs $1,000 or Cats $500 Up to $2,000
Quarantine Expenses and Loss of Documents Up to $1,000 Up to $1,000 Up to $1,000 Up to $1,000
Emergency Repatriation $500 $500 $500 $500
Multi Pet Discount Yes Yes Yes Yes
Excesses Standard breeds for dogs $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years)
Excesses Select breeds for dogs $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years)
Excesses Standard breeds for cats $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years)
*Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. **Provided the cover is renewed each year without a break. Please consider the PDS before making a decision to purchase the product. For full details of our policies, please refer to our Combined Financial Services Guide & Product Disclosure Statement.

Waiting Periods

  • Cover for injury starts as soon as we accept your application.
  • We cannot provide cover for conditions showing clinical signs before taking out your policy, or any illness showing clinical signs in the first 21 days of your insurance.
Download a copy of the Product Disclosure Statement
Get a Free Quote today by calling our friendly Customer Service team on 0800 968 687 or click on the relevant link below. Dog Insurance Quote | Cat Insurance Quote | Equine Insurance Quote
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Product Promoter The Warehouse Limited.
Administrator Petplan Australasia Pty Ltd ABN 64 069 468 542 AFSL No. 245663 is the sole Administrator of our policies. Petplan® is a Registered Trade Mark. Products sold under this Trade Mark are sold exclusively by Petplan Australasia Pty Ltd under license from Pet Plan Ltd.
The Insurer

The Insurer HDI Global Specialty SE -Australia (ABN 58 129 395 544, AFSL No. 458776) (HDI Global Specialty) with its registered address at Tower 1, Level 33, 100 Barangaroo Avenue, Sydney NSW 2000. HDI Global Specialty is authorised to carry out insurance business in Australia by the Australian Prudential Regulation Authority in accordance with the Insurance Act 1973 (Cth). HDI Global Specialty SE is registered in Germany, with its registered office at Roderbruchstraße 26, 30655 Hannover, Germany with registration number HRB211924 authorised by Bundesanstalt für Finanzdienstleistungsaufsicht (“BaFin“). It is authorised to carry on insurance business in Germany under the German Insurance Supervisory Act (“Versicherungsaufsichtsgesetz”). Please consider the PDS before making a decision to purchase the product. This information does not take into account your objectives, financial situation or needs.

The Insurer is regulated by the Australian Prudential Regulation Authority (“APRA”). HDI Global Specialty SE is not currently licensed to carry on insurance business in New Zealand and accordingly HDI Global Specialty SE is not regulated by New Zealand prudential supervision laws or within the prudential supervision of the Reserve Bank of New Zealand.

HDI Global Specialty SE -Australia has an A+ insurer financial strength rating given by Standard & Poor’s (Australia) Pty Ltd.

The rating scale is:

AAA Extremely Strong AA Very Strong A Strong B Weak CCC Very Weak CC Extremely Weak BBB Good BB Marginal R Regulatory Action

Plus (+) or minus (-): Ratings from “AA” to “CCC” maybe modified by the addition of a (+) or minus (-) sign to show relative standings within major rating categories.