Dog & Cat Insurance
We’ve made it easy to find the right dog or cat insurance policy for you.
12 Months Essential
This Policy is ideal if you want the reassurance of help with the cost of treatment for accidents and illnesses at a price that’s right for you. Our Essential plan provides 12 months of basic cover for your pet.
Covered For Life Classic
Our most popular plan providing comprehensive Covered For Life** pet insurance for peace of mind. With this policy you can continue to claim for treatment for ongoing illnesses or injuries – even if it’s for life.
Covered For Life Ultimate
The most comprehensive pet insurance policy available, this Covered For Life** plan offers first-class protection for you and your pet. It’s the ultimate in cover when nothing but the best will do.
Get a quote
What will my policy cover?
|
 |
 |
|
|
|---|---|---|---|---|
| WE WILL PAY UP TO | ||||
| Covered For Life | No | Yes | Yes | Yes |
| Veterinary Fees | Up to $7,000 for treatment or injury, accident or illness | $10,000 for dogs or $9,000 for cats. For treatment of injury, accident or illness | $15,000 for dogs or $10,000 for cats. For treatment of injury, accident or illness | $20,000 for dogs or $15,000 for cats. For treatment of injury, accident or illness |
| Complementary Treatment | Up to $1,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). | Up to $2,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). | Up to $2,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). | Up to $4,000 (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees). |
| Third Party Liability (dogs only) | $1 Million | $3 Million | $3 Million | $5 Million |
| Death from illness | Up to $1,000. Optional extra benefit | Up to $1,500. Optional extra benefit | Up to $1,500. Optional extra benefit | Up to $2,000 |
| Death from injury | Up to $1,000. Optional extra benefit | Up to $1,500. Optional extra benefit | Up to $1,500. Optional extra benefit | Up to $2,000 |
| Boarding Fees | Up to $1,000 | Dogs $1,000 or Cats $500 | Dogs $1,000 or Cats $500 | Up to $2,000 |
| Advertising and Reward | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $2,000 |
| Loss by Theft or Straying | Up to $1,000 | Up to $1,500. Optional extra benefit | Up to $1,500. Optional extra benefit | Up to $2,000 |
| Holiday Cancellation | Up to $1,000 | Dogs $1,000 or Cats $500 | Dogs $1,000 or Cats $500 | Up to $2,000 |
| Quarantine Expenses and Loss of Documents | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $1,000 |
| Emergency Repatriation | $500 | $500 | $500 | $500 |
| Multi Pet Discount | Yes | Yes | Yes | Yes |
| Excesses Standard breeds for dogs | $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) | $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) | $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) | $150(Up to 7 years), $150+20%(8+ years), $150+35%(10+ years) |
| Excesses Select breeds for dogs | $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) | $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) | $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) | $150(Up to 3 years), $150+20%(4+ years), $150+35%(7+ years) |
| Excesses Standard breeds for cats | $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) | $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) | $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) | $125(Up to 7 years), $125+20%(8+ years), $125+35%(10+ years) |
Waiting Periods
- Cover for injury starts as soon as we accept your application.
- We cannot provide cover for conditions showing clinical signs before taking out your policy, or any illness showing clinical signs in the first 21 days of your insurance.