Apply For In Store Finance

Step A: Initial Application Criteria Checklist

You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
You must be older than 18 years of age
Proof of identity by means of a NZ drivers licence, passport or firearms licence

* Things you should know:
Finance Now’s normal lending criteria and loan terms apply. Optional insurance has not been included. Disclaimer: Please note interest rates, establishment fees and repayments are indicative only.

More Information

Applying for Finance with Finance Now


We've teamed up with Finance Now to help you get the things you want, when you need them and spread your payments over a term that suits you. Already trusted by more than 530,000 Kiwis, Finance Now is 100% locally owned, and proud to help people like you every day.

When you take out a 36-month fixed-term contract with Finance Now, get set weekly payments.*

Why choose us?

Kiwi owned, Kiwi operated

Apply online - it's easy to follow and takes a few minutes

View and manage your account online anytime, from anywhere

We're happy to help

Get in touch with the friendly, New Zealand based customer service team at Finance Now on 0800 40 50 70 or email us at [email protected]

Get Finance to buy in store

Apply for in-store finance for purchases over $249.

Terms and Conditions

Finance options are available on purchases of $249 and over
*Finance is based on a term of 36 months at an interest rate of 22.3% p.a. and includes a $2.95 monthly service fee and a $55 establishment fee (excludes optional Payment Protection Insurance). Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate, and any applicable fees) can be confirmed with a detailed quote in-store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria.